Get your credit report before applying for a loan.

If you're planning on applying for a loan in the near future first know your credit score.

Here’s what to do to get your credit report.

It is important that your credit report should be in good shape before applying for further credit.

Credit Health provides credit reports from all major South African credit bureaus. It is important to know your credit score and understand the content of your credit report before applying for further loans.

    Applying for a loan.

    If you're planning on applying for a loan in the near future, it is important to know your credit score and contents of your credit report. There are ways to find out what your credit score is using free tools or purchasing a report from Credit Health. You should only apply for a loan if you are fully aware of your financial situation.

    Reporting errors on your credit.

    If you find errors on your credit report it's very important that you correct these errors as soon as possible by submitting a dispute directly to the Credit Bureau. If you find any accounts on your credit report that you did not open get in touch with the credit bureau immediately. Knowing what is going on in your credit report will help you move towards good financial health.

    What lenders need to see.

    Note that if you have bad credit, it will be seen as a larger risk so lenders may require collateral equal or greater to the amount being extended as a precautionary measure as they would not wish to lose out on any money as a result of your inability to meet your payment requirements. You might also end up paying much higher interests rates.

If you do not read up on your own credit report before talking to a lending company about what kind of loan you want, then you could encounter problems that are completely avoidable. If you are well-informed on the matter, then you can have an honest discussion with the lender about what is realistic for your situation. For more advice on how to get.


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    In order to help you on your way to Credit Health, we've teamed up with Transaction Capital Recoveries and MBD Inc. By selecting continue, you give consent that we may check for any arrear accounts on your behalf.

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    In order to help you on your way to Credit Health, we've teamed up with Transaction Capital Recoveries and MBD Inc. By selecting continue, you give consent that we may check for any arrear accounts on your behalf.

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