Good Debt Can Build Your Credit Score.

4 examples of good debt.

There are times when you may need to rely on debt to achieve your goals. We explore four examples of good debt and find out how people use it to achieve their objectives.

Student loans

Investing in your skill set can help you get a better job, and the resulting increased income can lead to less dependence on debt and more savings. In addition, the higher savings rate combined with lower debt payments will allow you to pay off the debt faster or buy certain things cash.

Real estate

The property market can be a lucrative place for experienced and smart property investors to make some money. An easy way to start your property journey is by buying and then selling or renting out the property on platforms like Airbnb or through conventional means. Commercial real estate is more complex but also quite rewarding because it can provide you with some great income.

Vehicle finance

Owning or leasing a vehicle has become a necessity for a lot of us. Whether it is to get to and from work or for personal reasons. Vehicle finance can have a positive impact on your credit score provided you pay on time, every time. It is important to note that purchasing a vehicle can be rather expensive, especially when taking insurance, fuel,and maintenance into account. Consider your budget very carefully before applying for vehicle finance.

Small business loans

Starting a business can be a tough endeavor. Your new company may have some tough times ahead as you struggle to gain traction, earn a profit, and capture your market share. When things get tough as an entrepreneur, it’s often good to keep one’s head above water by looking towards financing opportunities for your small businesses.

Regardless of what type of debt or obligation you have to meet, it’s best to stay on top of managing it as best as possible. Not meeting your debt and financial obligations will negatively affect your credit. Having good credit health is a deeply important tool for your financial development.


  • 10 common credit score myths.
  • 5 ways to pay your credit card debt.
  • 8 most common credit terms.
  • A Guide On How To Get Out Of Debt.
  • Blacklisting, is it still a thing?
  • Breaking Bad Debt.
  • Build Your Credit Score While You’re Young
  • Can I Get A Loan While Under Debt Review?
  • Can Your Credit Score Affect Your Job?
  • Check Your Credit Report For Signs Of Fraud
  • Common myths about debt review.
  • Debt Management Tips.
  • Debt Review Is A Good Idea.
  • Default, Judgement, Sequestration.
  • Disputing Errors on Credit Reports
  • Free VS Paid Credit Reports.
  • Frequently Asked Questions about Debt Review.
  • Get your credit report before applying for a loan.
  • Get Your Credit Score Back On Track
  • Good Debt Can Build Your Credit Score.
  • Hard VS Soft Inquiries On Your Credit Report.
  • Have I Been Blacklisted?
  • How do I get late payment entries removed?
  • How Do I Manage My Debt When I Am Unemployed?
  • How do I read my credit report?
  • How is your credit score calculated?
  • How Is Your Credit Score Weighted?
  • How Long Does Debt Review Last?
  • How To Calculate Your Debt-To-Income Ratio.
  • How To Clear Your Name At Credit Bureaus.
  • How To Improve Your Credit Score After Debt Review.
  • How To Qualify For New Credit With No Credit Score.
  • How To Reduce And Eliminate Debt.
  • Judgements, Administrations and Listings
  • Online Shopping – Just (don't) add to cart!
  • Teaching Children Good Money Sense.
  • The Best Way to Manage your Store Credit Card Account
  • The Pros And Cons Of Debt Counseling.
  • Things You Don't Want To See On Your Credit Report.
  • Tricks To Help You Save While Paying Off Debt
  • Understanding a credit report in South Africa.
  • Understanding Debt Consolidation Loans in South Africa
  • Vehicle instalments driving you to despair
  • Warning Signs You Could Be Heading for Financial Disaster
  • What Affects Your Credit Score?
  • What are credit bureaus and how do they work?
  • What causes credit card debt?
  • What do credit bureaus know about me?
  • What Effect Does Your Credit Report Have On Your Interest Rates?
  • What Happens To Your Credit When You Get Married?
  • What Happens When I Skip A Debt Payment?
  • What Happens When You're Debt Free?
  • What is a credit score?
  • What is a credit utilization rate?
  • What Is A Decent Credit Score To Buy A Car?
  • What Is A Good Credit Score If You Want To Buy A House?
  • What Is A Hard Inquiry And How Does It Affect Your Credit Report?
  • What Is A Soft Inquiry And How Does It Affect Your Credit Report?
  • What Is Considered A Bad Credit Score?
  • What is considered a good credit score?
  • What Is Debt Administration?
  • What Is Debt Counseling?
  • What Is Debt Review?
  • What’s the difference between your credit score and your credit report?
  • Which Type Of Credit Carries The Most Risk?
  • Why Debt Counseling Is Perfect For You.
  • Why Did My Credit Score Go Down?
  • Will checking my credit report affect my credit score?
  • Your Best Defence Against Identity Theft Is Your Credit Report
  • Your Credit Score: The Basics.
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