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10 common credit score myths.

What not to believe about your credit score. The credit industry in South Africa is often misunderstood. People tend to incorrectly assume that your...

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5 ways to pay your credit card debt.

Ditch the debt and pay off your credit card. If you are focused on improving your credit score, paying off your debt is a priority. Start by focusing...

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7 tips to fix your credit score.

Get your credit score right. Your credit score is important. A good credit score will help you access credit, loans, and other financial services...

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8 most common credit terms.

Understand credit jargon. Professional words, terms and phrases can sometimes be confusing. When trying to understand how to improve and maintain...

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Blacklisting, is it still a thing?

If you are concerned that you have been blacklisted, there are ways to find out and fix the situation. Technically, however, blacklisting is no...

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Breaking Bad Debt

Debt is the worst financial habit anyone can form. It is easy to get into the debt trap. It is easier still to maintain the habit. However, the best...

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Default, Judgement, Sequestration

These are important terms and are directly related to your credit report. DefaultWhen you miss debt repayments the credit provider will report this...

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Get your credit report before applying for a loan.

Here’s what to do to get your credit report. It is important that your credit report should be in good shape before applying for further credit....

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How is your credit score calculated?

What goes into calculating your credit score?A credit report is like a filing cabinet. It briefly describes how you've handled your accounts and...

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How long does it take to improve your credit score?

Consumers should beware that the higher your credit score, the greater possibility you'll be approved for high-risk loans, for which you should make...

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Online Shopping – Just (don't) add to cart!

In this day and age, the average person works one or two jobs, five or six days per week. Many families find it difficult surviving on a single...

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Teaching Children Good Money Sense

Children learn from a young age and some of the best lessons come from their parents and role models. Children remember every time they tag along to...

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The basics of your credit score.

Learn more about your credit score. As we progress through life we realize our need for credit. Credit can be used to buy a house, a car, or fulfill...

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Understanding a credit report in South Africa.

Credit reports in a South African context. It is not enough to just get your credit report. You need to make sure you understand it and can use it...

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Vehicle instalments driving you to despair

According to the Experian Consumer Default Index (CDI) more and more South African households are under increasing financial strain. The CDI tracks...

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What are credit bureaus and how do they work?

Understanding credit bureaus. Your credit reports carry so much weight and can define your financial choices and outcomes. The companies in charge of...

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What causes credit card debt?

What you can do to resolve your credit card debt problems. If you’re tackling credit debt problems, it can be tricky to figure out where to start....

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What do credit bureaus know about me?

What information do credit bureaus hold?Credit reports are essential tools that everyone needs to use to create a more secure financial future. They...

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What is a credit score?

Understand what your credit score really means. We’ve all heard about credit scores. We know that we should aim for a high credit score, but what...

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What is a credit utilization rate?

Understanding a credit utilization rate. People like to talk about their credit scores and they want the highest credit score there is. Not many...

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What is considered a good credit score?

What’s your credit score?All South Africans are entitled to one free credit report a year. It is a good idea to take advantage of this as it will...

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What’s the difference between your credit score and your credit report?

Credit scores vs. credit reportsProfessional words, terms and phrases can sometimes be very confusing and terrifying. When trying to understand how...

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Why did my credit score go down?

5 reasons why your credit score went down. Our finances are of utmost importance. Understanding them is the best way to make sure we do not end up...

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Will checking your credit reports affect your credit score?

Check your credit score. Many people are afraid to request a copy of their credit reports or check their credit scores out of concern it may...

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Check for arrears accounts

In order to help you on your way to Credit Health, we've teamed up with Transaction Capital Recoveries and MBD Inc. By selecting continue, you give consent that we may check for any arrear accounts on your behalf.

Check for arrears accounts

In order to help you on your way to Credit Health, we've teamed up with Transaction Capital Recoveries and MBD Inc. By selecting continue, you give consent that we may check for any arrear accounts on your behalf.